Lender Check List
Home Team Title - Lender's Checklist for Closing
For the Closing it is very important that Buyers provide certain documents to Home Team Title if they have not already provided these important documents.
Lenders - Bring to Closing
- Lenders - Provide us with the names, account numbers and telephone numbers of all lien holders, including banks, mortgage companies, home equity credit lines, utility lenders financing appliances on the gas bill and/or judgment creditors.
- Loan Estimate -Three business days after the buyer submits a mortgage loan application, the lender must deliver the Loan Estimate. This is the first deadline under the CFPB’s “Know Before You Owe” TILA-RESPA rule, and missing the delivery means non compliance.
- Final Closing Disclosure - The Final Closing Disclosure Statement must be delivered to the buyer at least three business days prior to closing. This is the second deadline of the CFPB’s “Know Before You Owe” Rule, and requires you to give the buyer adequate time to review the final closing costs. The final item on your mortgage lending checklist is the actual closing date that signifies when the transaction has been completed.
If you are involved in a closing as the seller with Home Team Title, please be sure that you complete the seller information form and follow the instruction to be sure it is added to your file.
Buying a home is both exciting and daunting. We've helped buyer for over 30 years. We feel it is our job is to help your purchase transaction proceed smoothly and seamlessly, and to make the process understandable and enjoyable. We are here to answer all your questions. See our services
We know how important it is to keep the seller of a property up to date on the progress of the transaction. Dates and closings are as important to us as it is to the seller. Learn how we help Sellers
Real Estate Agents & Lenders
Trust and confidence takes time to build with a client and we know that you have probably worked weeks and maybe even months with them, and the settlement is your last opportunity to make a good impression. We do everything possible to make sure that every closing we handle is hassle-free for all of us. We are with Realtors & Lenders to support the close.